Unlike co-branded credit cards, transferable point currencies give cardholders the ability to convert their points to a number of different travel partners. Among the available options, Capital One has been doing its best to become competitive with other transferable point currencies by beefing up its partnerships. This shows, with more favorable transfer ratios and a widening variety of hotel and airline partners from which to choose.
Let’s take a look at Capital One transfer partners, their ratios and which cards will earn you Capital One Miles.
Capital One transfer partners and ratios
Capital One has a total of 18 transfer partners, including three hotel programs. Most of these partners will allow you to transfer at a 1:1 ratio, which means that one Capital One Mile becomes one point.
However, a few of these differ — including the ALL Accor Live Limitless program and EVA Infinity MileageLands — both of which provide a less favorable transfer ratio.
Still, you’ll find representation from all three major airline alliances among these 19 transfer partners. Let’s break them down.
A member of SkyTeam, you can transfer your Capital One Miles over to Aeromexico’s Club Premier at a 1:1 ratio.
Air Canada Aeroplan
Canada’s national flag carrier and a member of Star Alliance, you can transfer Capital One Miles to Air Canada’s Aeroplan at a 1:1 ratio.
The loyalty program of Oneworld member Cathay Pacific, each Capital One Mile transferred becomes one Asia Mile.
ALL Accor Live Limitless
Accor, the popular European hotel chain, will give you a 40 euro discount for every 2,000 points you redeem with its program. Capital One Miles transfer over to ALL at a 2:1 ratio.
Although some warn against redeeming points with LifeMiles due to its poor customer support, this program can provide reasonable redemptions to Europe and the Middle East.
You can transfer your Capital One Miles to Avianca LifeMiles at a 1:1 ratio.
British Airways Executive Club
This well-known airline is a Oneworld member that relies on a distance-based award chart for redemption. Capital One Miles convert to British Airways Executive Club Avios at a 1:1 ratio.
Choice Privileges, another of Capital One’s hotel partners, allows you to transfer over your miles at a 1:1 ratio.
If you want to fly in flashy first class suites, you can transfer your Capital One Miles to Emirates Skywards at a 1:1 ratio. Access to Emirates’ award program is important for those premium cabin redemptions; Emirates has chosen to limit reward availability for these seats almost entirely to direct bookings.
EVA Infinity MileageLands
EVA Air, the Taiwanese airline, is a member of Star Alliance. Capital One Miles transfer over to its loyalty program at a 2:1.5 ratio.
Although not as well known as some other Oneworld members, Finnair Plus still provides some solid value. You can convert your Capital One Miles at a 1:1 ratio.
The Flying Blue reward program is a joint venture between Air France and KLM. Miles can be redeemed interchangeably between these two airlines; you can also use these miles for other SkyTeam partner flights. Capital One cardholders can transfer their miles over to Flying Blue at a 1:1 ratio.
Qantas Frequent Flyer
Yet another Oneworld airline, Capital One Miles can be transferred to Qantas points at a 1:1 ratio. Qantas operates on a distance-based award chart, meaning you can find some decent deals on expensive short-haul flights.
TAP Portugal Miles&Go
The flag carrier of Portugal and a participant of Star Alliance, you can transfer your Capital One Miles to TAP’s loyalty program at a 1:1 ratio.
The reward program for nonalliance airline Virgin Atlantic, your Capital One Miles can be transferred over to Virgin Red at a 1:1 ratio.
The third hotel program on this list, Wyndham Rewards can be converted from Capital One Miles at a 1:1 ratio. Along with its own reward program, Wyndham Rewards has partnered with Vacasa to offer the ability to book full-sized vacation homes with your points.
Earning Capital One Miles
Not all Capital One credit cards will earn miles that can be transferred to these partners. However, Capital One has increased its visibility in recent years with the launch of its own high-end credit card, along with its standard fare of miles-earning cards:
All of the Capital One miles transfer partners feature the same transfer ratio, no matter which card you have. This goes for both Capital One Venture Rewards Credit Card transfer partners and Capital One Venture X Rewards Credit Card transfer partners.
However, the miles you’ll earn on each transaction will vary based on the card that you hold. Notably, the Capital One Venture X Rewards Credit Card, Capital One Venture Rewards Credit Card and Capital One Spark Miles for Business all earn at least 2 miles per dollar spent on all purchases — no matter where you’re shopping.
If you want to transfer your Capital One Miles
Capital One has a good variety of transfer partners, and although it’s missing any relationships with domestic airlines, you can still redeem rewards on Star Alliance, SkyTeam and Oneworld.
Along with its airline partners, Capital One’s three hotel partnerships can offer good redemptions for your miles. However, before you make any bookings, make sure that you’re getting good value: There’s nothing worse than losing out on miles when making a less-than-desirable transfer.
How to maximize your rewards
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