Credit cards are more than just a means to pay for things. They offer notable benefits that savvy spenders — and travelers — know to review before even applying for a card. One of those popular perks is access to airport lounges.
Some airline co-branded cards provide access to their own lounges, but travelers can get more options with travel cards that come with Priority Pass membership, which grants access to 1,300 lounges worldwide. Of course, this benefit is most valuable for frequent flyers, but Priority Pass lounges can make the airport experience much more enjoyable even if you travel occasionally.
Nerdy tip: Priority Pass lounges can look different from airport to airport. Priority Pass lounges usually offer refreshments like snacks, light meals, alcoholic and nonalcoholic drinks, Wi-Fi and comfortable seating. You can pay for Priority Pass membership (an unlimited annual plan costs $429), but you may already have it as a credit card perk.
Here are some of the credit cards with Priority Pass lounge access among the benefits.
An overview of credit cards with Priority Pass
To make it easier to choose which is the best Priority Pass credit card for you, consider this overview.
Enrollment required. Terms apply.
There are nine credit cards with Priority Pass lounge access to choose from. If you’re worried about the Chase 5/24 rule, it might be wise to first consider the options from American Express, Capital One or U.S. Bank. Meanwhile, those who are pursuing the Chase trifecta have one clear option.
You’ll see that a number of options are premium travel credit cards with higher annual fees. While these cards come with a big price tag, they also include unlimited visits to Priority Pass lounges. This perk also extends to two guests, increasing the value of the benefit significantly. Note that two cards — the Chase Sapphire Reserve® and the Capital One Venture X Rewards Credit Card — include access to Priority Pass restaurant discounts.
When deciding between Priority Pass credit cards, consider which transferable points you’re most eager to collect — and which will give you the most opportunities to redeem. After all, there’s little logic to collecting Hilton Honors points if you rarely stay at Hilton properties.
What credit cards come with Priority Pass?
Chase Sapphire Reserve®
At $550 a year, the annual fee is steep, but the travel benefits can more than outweigh the cost each year. For instance, the Chase Sapphire Reserve® offers $300 in annual travel credits to use on airline, hotel or other travel costs along with a Priority Pass membership for the cardholder.
The membership also includes restaurants, cafes and markets that are part of the Priority Pass network where members enjoy a monetary credit to redeem. That’s not the case on all cards with Priority Pass.
Capital One Venture X Rewards Credit Card
This card is priced at $395 per year, lower than the Chase Sapphire Reserve®, but with solid lounge access perks including Priority Pass lounges as well as venues such as restaurants and cafes. The card also includes access to more than 100 Plaza Premium lounges, such as select Virgin Atlantic Clubhouses.
The Platinum Card® from American Express
This is one of the more expensive annual fees on the market, but its perks are especially generous in the travel department. The annual fee on The Platinum Card® from American Express is $695, but it includes Priority Pass access for the cardholder and up to two guests. Enrollment required. Terms apply.
The Business Platinum Card® from American Express
The business version of the Platinum card is also expensive each year ($695), but packs in equally notable perks. The Business Platinum Card® from American Express includes Priority Pass membership as well as guest access for two additional people. Enrollment required.
There are many other lounges accessible to cardholders including Centurion Lounges, Delta Sky Clubs when flying Delta, Plaza Premium, Airspace and Escape lounges. Terms apply.
Marriott Bonvoy Brilliant™ American Express® Card
Cardholders get $300 in credits at Marriott hotels as well as Priority Pass lounge access for the account holder and up to two guests. Enrollment required. The card’s current welcome offer is as follows: Earn 75,000 Marriott Bonvoy bonus points after you use your new Card to make $3,000 in purchases on the Card within the first 3 months. Terms Apply.
Hilton Honors American Express Aspire Card
Loaded with perks including automatic Diamond status (Hilton Honors’ highest elite status tier), the $450 annual fee can quickly cover itself with hotel-based perks.
The card also offers a weekend night reward perk every year after renewal. Heavy spenders are also rewarded, as an additional weekend night reward is earned after spending $60,000 on card purchases in a calendar year. Terms apply.
Hilton Honors American Express Surpass® Card
It is limited to 10 complimentary visits per year and you’ll have to use an additional visit for each guest you bring. Once you exhaust your complimentary visits, you’ll have to pay $32 per person for guests or any subsequent visits. Terms apply.
New cardholders are enticed with a welcome offer: Earn 130,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 3 months of Card Membership. Plus, you can earn up to $130 in Statement Credits on eligible purchases made on the Card at any of the Hilton family hotels in the first 12 months of Membership. Terms Apply.
The Hilton Honors American Express Business Card
Similar to the Hilton Honors American Express Surpass® Card, you can pay the Priority Pass guest fee of $32 per person for additional guests or visits. Terms apply.
U.S. Bank Altitude® Connect Visa Signature® Card
At $0 intro for the first year, then $95 per year, the ability to access Priority Pass lounges for the cardholder and a guest four times per year is a nice perk especially for those who travel less often.
Use your credit card for Priority Pass lounge access
To gain access to Priority Pass lounges, your credit card’s benefit roster may be the key to opening the door. Many credit cards provide unlimited lounge access for the cardholder and up to two guests while others provide a set number of free passes to use each year.
These credit cards are worth considering if you travel frequently or want to improve the airport experience for you and your travel companions.
All information about the Hilton Honors American Express Aspire Card has been collected independently by NerdWallet. The Hilton Honors American Express Aspire Card is no longer available through NerdWallet.
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